a house insured under a dwelling policy has been vacant for 70 consecutive days. which of the following statements is true?
loss by vandalism and malicious mischief is excluded
replacement cost coverage is provided in both the broad and special form dwelling policies when
the amount of insurance on the dwelling is at least 80% of its replacement cost at the time of loss
which of the following dwelling policies insures a structure on an actual cash value basis?
dp-1
in which of the following situations would off-premises coverage in a broad theft endorsement apply?
the insured's camera is stolen from his vacation home while he is there
under the additional living expenses coverage, if a civil authority prohibits the insured from using the dwelling because of direct damage to a neighboring location from a peril covered in the insured's policy, loss would be covered for up to
2 weeks
an insured is in his garage with his 2 friends when some shelving loaded with heavy objects collapses and falls on them. all three of them are experiencing back pain, so they go to an emergency room where MRI's are performed at a cost of $750 each. how mu
$1,500
which of the following statements is true concerning the special form dwelling policy?
coverage A is for all-risk perils, and Coverage C is for the broad form perils
an insured has a special form dwelling policy written for $100,000 on a dwelling. the dwelling's replacement cost is $115,000. fire causes $75,000 in damage to the dwelling, $15,000 damage to a separate garage, and kills 10 trees valued at $600 each. how
$5,000
how much is the premium for the dwelling under construction endorsement under the dwelling policy?
the average amount of insurance during construction
all of the following would be eligible for coverage under the dwelling policy except?
a house that has 5 families living in it
under the dwelling policy, Coverage C- Personal Property is
limited to coverage a servant's property while at the insured location
all of the following are other coverages included in both the broad and special form dwelling policy except
theft of personal property
if an individual insures his dwelling and contents under a dp-3, he would be protected against loss by all of the following perils except
theft of personal property located in the dwelling
which of the following would be covered under the broad form (dp-2) policy's falling object peril?
interior building damage if the exterior was damaged first
under the dwelling policy form, what is the maximum time limit during which multiple volcanic activities would be considered part of one occurrence?
72 hours