what dwelling policy forms primarily insures a structure on an actual cash value basis?
DP1
what dwelling policy forms insure the structure on a replacement cost basis?
DP2 and DP3
WHARVES
Windstorm, Hail, Aircraft/vehichles, Riot/civil commotion, Volcanic eruption, explosion, smoke
extended coverage peril acronym?
WHARVES
Broad form peril acronym?
B. B BICE-GOLF
B. B BICE-GOLF
Bursting of heating systems
burglary damage
breaking of water heaters
ice, snow or sleet weight
collapse of building or part of a building
electrical damage
glass breakage
object falling from outside
leakage of water or steam damage
freezing of plumbing
broad peril addition to coverage
Lawns, trees, shrubs and plants
maximum of 500 per tree shrub or plant, and maximum per loss of 5% of the amount of coverage on the dwelling
Special form covers what?
theft of property that is a part of the dwelling or other structure
accidental discharge or overflow of water and steam covers loss off of the insured premises
no exclusions for falling object
damage to roof caused by freezing or thawing of water under ro
what type of dwelling insurance policy will pay for the expense of renting an apartment?
coverage E(additional living expense)
on a DP3 dwelling property special form policy, the coverage provided for personal property is?
the same as provided on the DP2 broad form
although coverages A and B on a DP3 are written on an open peril or all risk basis, the coverage for personal property is written on a named or specified peril
with the special form dwelling policy, what is coverage A and coverage C for?
coverage A is for all risk perils, and coverage C is for the broad form perils