State Law for P &C Wrong answers

Which of the following factors can not be used by insurer when determining whether or not a risk is acceptable for auto insurance?

Marital status of the insured

The Michigan Property Casualty Guarantee Association would cover all of the following losses except

Disability income

In Michigan the standard fire policy begins at

12:01 am

Which of the following statements best describes the process of insurers issuing their rates?

The insurer can file and use their rates

The clause in the standard fire policy which states how a dispute between an insured and the insurer will be handled in the event of a claim is which of the following

Appraisal

Which statement is not true regarding the nonrenewal of a homeowners policy

You can nonrenew if the property has been vacant for 45 days`

Surplus lines deals with which of the following types of insurer's

Unauthorized foreign

The Michigan Property Casualty Guarantee Association would handle all of the following insurers except

Un authorized foreign insurer

What is the minimum amount that could be paid under a standard fire policy

Actual cash value

Rates for home and auto insurance in Michigan must be which of the following

non-discriminatory

The main purpose of the Michigan Automobile Insurance Placement facility is

To make sure coverage is available

Which of the following is designed to pay the claims of insolvent insurers

The Michigan property-casualty guarantee association

Which statement is not true regarding the termination or nonrenewal of a home or auto policy in Michigan

The notice must be 55 days