Watercraft
Both the broad Theft and limited theft endorsements exclude all of the following following types of property except
Coverage by endorsement
In dwelling policies, automatic increase in insurance is
Sinkhole collapse endorsement
The endorsement that provides coverage for losses arising from sudden collapse of earth rising from underground limestone created by the action of water on the rock formations is a/an
The insured knowingly lied about the year the property was constructed
Under which of the following circumstances would an insurer be allowed to cancel policy midterm?
72 hours
Under the dwelling policy form, what is the maximum time limit during which multiple volcanic activities would be considered part of one occurrence?
10 days
Within the first 60 days of coverage under dwelling policy, how much notice is required for the cancellation of policy?
2 years
Within how many years of a loss May an insured bring a lawsuit against an insurer, according to the dwelling policy?
30 days
Under the dwelling policy, if an insured chooses to repair or replace damaged or lost property, it must inform the insured within how many days of receipt and proof of loss?
...
Assuming the insurer and the insured agreed to the amount payable for a lost covered under dwelling policy, how soon after the insurer has received proof of loss must it make a payment?
The insurer will be liable for only the insured's interest in the damage property
If more than one person has an insurable interest in the property covered under the warranty policy,
Land on which the dwelling is located
Dwelling coverage include all the following except
A house that has five residential units
All of the following would be eligible for coverage under the policy except
The dwelling must be owner occupied
All of the following are characteristics of the dwelling policy except
5
What is the maximum number of rumors or borders for properties insured under the dwelling property?
DP-1
Which of the following dwelling policy forms primarily ensures a structure on actual cash value basis?
DP-2 & DP-3
These dwelling policy forms ensure the structure on replacement cost basis.
Which of the following additional perils is covered under both the basic form and broad form dwelling policy's?
Internal explosion
60
Vandalism and malicious mischief would be covered if the insured's promises have been vacant for no more than how many days?
Loss by vandalism and malicious mischief is excluded
House insured under a dwelling policy has been vacant for 70 consecutive days. Which of the following statements is true?
Internal explosion
A basic dwelling policy automatically provides coverage begins fire, lightning, and
Breakage of glass
Which of the following other coverages is not included in the basic form dwelling policy?
When storm, hail, aircraft/vehicles, riot/Civile commotion, volcanic eruption, explosion, smoke
What does wharves stand for?
Windstorm, civil commotion, smoke, hail, aircraft, vehicle and volcano, explosion and riots
What does W.C. Shaver stand for
The amount of insurance on the dwelling is at least 80% of its replacement cost at the time of loss
Replacement cost coverage is provided in both the broad and special form dwelling policy's when
Theft
All of the following are perils covered under the broad form policy except
Coverage and he is for all risk perils, and coverage C is for the broad form perils
Which of the following statements is true concerning the special form dwelling policy?
$5,000
And insured has a special form dwelling policy written for $100,000 on a dwelling. The dwellings replacement cost is $115,000. Fire causes $75,000 in damage to the dwelling, $15,000 damage to a separate garage, and kills 10 trees valued at $600 each. How
The same as provided on the DP-2 broad form
On a DP-3 dwelling property special form policy, the coverage provided for personal property is
$250
A dwelling policy has a standard deductible that applies to our property coverage, except fair rental value, additional living expense, and the fire department service charge. How much is this deductible?
Coverage de
Which of the following is the fair rental value coverage in the dwelling policy?
Additional living expense
Which of the following coverages is not included in the basic form dwelling policy?
Theft of a renters a lawnmower used to service the premises
Which of the following losses would most likely not be covered under coverage eight in the dwelling policy?
Land on which the dwelling is located
What type of property would not be covered under the drone policy special form coverage a dwelling?
Limited to covering a servant's property while at the insured location
Under the dwelling policy, coverage see personal property is
30 days
If an insured is in the process of moving to a new location, his personal property coverage under the dwelling policy will apply on a pro rata basis at both locations for
Animals and birds
Dwelling policy coverage see personal property will cover all of the following except
Coverage C
Which of the following property coverages would provide protection to contents damage by fire?
Limited you covering a service property while at the insured's location
Under the dwelling policy, coverage C personal property is
Two weeks
Under the additional living expenses coverage, if a civil authority prohibits the insured from using the dwelling because of direct damages to a neighboring location from a peril covered in the insurance policy, los would be covered for up to
Coverage D
Which of the following would provide coverage for loss of income went in insured rental dwelling is rendered uninhabitable because of a covered loss?
Coverage E additional living expense
An insured's house is damaged by a fire and is uninhabitable. As a result, the insured has to rent an apartment until repairs are made. I dwelling insurance policy will pay for the expense of renting the apartment. Which type of broad or special form cove
Earth movement
All of the following are other coverages under the dwelling policy except
Fire damage to the insured robot stored in the attached garage
Which of the following claims would be included under the dwelling policy?
The removal coverage that is included in the broad form do I policy will cover property temporarily removed from the premises to protected from damage for how long?
30 days
Two weeks
Under the additional living expenses coverage, if a civil authority prohibits be insured from using the dwelling because of direct damage to a neighboring location from a peril covered in the insurance policy, loss will be covered for up to
All the following are other coverage is included in both abroad and special form dwelling policy except
Theft of personal property
Lost or expense caused by the cancellation of a lease is covered
Which of the following is not true concerning the fair rental value coverage provided and a dwelling policy?
$0 because damage that results from domestic animals is excluded under the special form dwelling policy
And insured owns a large dog. The first day he has to leave the dog home alone to go to work, the insured come back to find his $400 couch torn apart, his heart $100 coffee table couch torn up, his $50 window curtain shredded and a $200 window pain shatte
Exclusions apply to all three policy forms
Which of the following is true of dwelling policy coverage?
Rowboats
Which of the following kinds of property would be covered under dwelling policy?
The insurer will be liable for only the insured's interest and the damage property
If more than one person has an insurable interest in the property covered under a dwelling policy,
Pair or set
Under a dwelling policy, which of the following causes applies if an insured has lost one of two matching silver candlesticks?
60 days
Assuming the insurer and the insured agreed to the amount to pay double for a loss covered under a dwelling policy, how soon after the insurer has received proof of loss must it make payment?
Automatically
If an insurer makes a change to broaden coverage in a dwelling policy while it is in a fact, the changes will apply
The amount negotiated by the insured
Under a dwelling policy, which of the following is not a factor in determining a loss?
30 days
Under the dwelling policy if an insurer chooses to repair or replace damaged or lost property, it must inform the insured within how many days of receiving proof of loss?
The amount negotiated by the insured
Under dwelling policy, which of the following is not a factor in determining a loss?
Two years
Within how many years of a loss me and insured bring a lawsuit against and ensure according to the dueling policy?
The insured knowingly lied about the year the property was constructed
Under which of the following circumstances would ensure be allowed to cancel a dwelling policy mid term?
$1000 on silverware(The limit on silverware is $2500
The broad deft coverage endorsement on the drawling form specifies all the following limitations except
10 days
Within the first 60 days of coverage under dwelling policy, how much notice is required for the cancellation of the policy?
60 days
Assuming the insurer and the insured agreed to pay the amount payable for a lost covered under dwelling policy, how soon after the insurer has received proof of loss mistake make payment?
72 hours
Under the dwelling policy form, what is the maximum time limit during which multiple volcanic activities would be considered part of one occurrence?
The insured's camera is stolen from his vacation home while he is there
In which of the following situations would off premises coverage in a product endorsement apply?
If the insured is owner occupant of the dwelling
Under which of the following conditions can broad Taft coverage be added to a dwelling policy?
A camera the insured has with him on vacation
Which of the following would be covered by the broth deft endorsement on a dwelling policy?
Coverage by endorsement
And dwelling policy's, automatic increase in insurance is
An apartment building in which the owner does not reside.
Unlimited theft endorsement is intended for which type of property?
$250
Coverage for water back up or sump pump overflow is excluded from the dwelling policy. However, with the purchase of the water back up and sump pump overflow endorsement, coverage for up to $5000 in loss or damage can be provided for an additional premium
Sinkhole collapse endorsement
The endorsement that provides coverage for losses arising from sudden collapse of earth arising from underground limestone created by the action of water on rock for missions is a/an
Furniture in the building
Which of the following is not covered by the condominium unit owners endorsement?
Watercraft
Both the broad Theft and limited theft endorsements exclude all of the following following types of property except
Coverage by endorsement
In dwelling policies, automatic increase in insurance is
Sinkhole collapse endorsement
The endorsement that provides coverage for losses arising from sudden collapse of earth rising from underground limestone created by the action of water on the rock formations is a/an
The insured knowingly lied about the year the property was constructed
Under which of the following circumstances would an insurer be allowed to cancel policy midterm?
72 hours
Under the dwelling policy form, what is the maximum time limit during which multiple volcanic activities would be considered part of one occurrence?
10 days
Within the first 60 days of coverage under dwelling policy, how much notice is required for the cancellation of policy?
2 years
Within how many years of a loss May an insured bring a lawsuit against an insurer, according to the dwelling policy?
30 days
Under the dwelling policy, if an insured chooses to repair or replace damaged or lost property, it must inform the insured within how many days of receipt and proof of loss?
...
Assuming the insurer and the insured agreed to the amount payable for a lost covered under dwelling policy, how soon after the insurer has received proof of loss must it make a payment?
The insurer will be liable for only the insured's interest in the damage property
If more than one person has an insurable interest in the property covered under the warranty policy,
Land on which the dwelling is located
Dwelling coverage include all the following except
A house that has five residential units
All of the following would be eligible for coverage under the policy except
The dwelling must be owner occupied
All of the following are characteristics of the dwelling policy except
5
What is the maximum number of rumors or borders for properties insured under the dwelling property?
DP-1
Which of the following dwelling policy forms primarily ensures a structure on actual cash value basis?
DP-2 & DP-3
These dwelling policy forms ensure the structure on replacement cost basis.
Which of the following additional perils is covered under both the basic form and broad form dwelling policy's?
Internal explosion
60
Vandalism and malicious mischief would be covered if the insured's promises have been vacant for no more than how many days?
Loss by vandalism and malicious mischief is excluded
House insured under a dwelling policy has been vacant for 70 consecutive days. Which of the following statements is true?
Internal explosion
A basic dwelling policy automatically provides coverage begins fire, lightning, and
Breakage of glass
Which of the following other coverages is not included in the basic form dwelling policy?
When storm, hail, aircraft/vehicles, riot/Civile commotion, volcanic eruption, explosion, smoke
What does wharves stand for?
Windstorm, civil commotion, smoke, hail, aircraft, vehicle and volcano, explosion and riots
What does W.C. Shaver stand for
The amount of insurance on the dwelling is at least 80% of its replacement cost at the time of loss
Replacement cost coverage is provided in both the broad and special form dwelling policy's when
Theft
All of the following are perils covered under the broad form policy except
Coverage and he is for all risk perils, and coverage C is for the broad form perils
Which of the following statements is true concerning the special form dwelling policy?
$5,000
And insured has a special form dwelling policy written for $100,000 on a dwelling. The dwellings replacement cost is $115,000. Fire causes $75,000 in damage to the dwelling, $15,000 damage to a separate garage, and kills 10 trees valued at $600 each. How
The same as provided on the DP-2 broad form
On a DP-3 dwelling property special form policy, the coverage provided for personal property is
$250
A dwelling policy has a standard deductible that applies to our property coverage, except fair rental value, additional living expense, and the fire department service charge. How much is this deductible?
Coverage de
Which of the following is the fair rental value coverage in the dwelling policy?
Additional living expense
Which of the following coverages is not included in the basic form dwelling policy?
Theft of a renters a lawnmower used to service the premises
Which of the following losses would most likely not be covered under coverage eight in the dwelling policy?
Land on which the dwelling is located
What type of property would not be covered under the drone policy special form coverage a dwelling?
Limited to covering a servant's property while at the insured location
Under the dwelling policy, coverage see personal property is
30 days
If an insured is in the process of moving to a new location, his personal property coverage under the dwelling policy will apply on a pro rata basis at both locations for
Animals and birds
Dwelling policy coverage see personal property will cover all of the following except
Coverage C
Which of the following property coverages would provide protection to contents damage by fire?
Limited you covering a service property while at the insured's location
Under the dwelling policy, coverage C personal property is
Two weeks
Under the additional living expenses coverage, if a civil authority prohibits the insured from using the dwelling because of direct damages to a neighboring location from a peril covered in the insurance policy, los would be covered for up to
Coverage D
Which of the following would provide coverage for loss of income went in insured rental dwelling is rendered uninhabitable because of a covered loss?
Coverage E additional living expense
An insured's house is damaged by a fire and is uninhabitable. As a result, the insured has to rent an apartment until repairs are made. I dwelling insurance policy will pay for the expense of renting the apartment. Which type of broad or special form cove
Earth movement
All of the following are other coverages under the dwelling policy except
Fire damage to the insured robot stored in the attached garage
Which of the following claims would be included under the dwelling policy?
The removal coverage that is included in the broad form do I policy will cover property temporarily removed from the premises to protected from damage for how long?
30 days
Two weeks
Under the additional living expenses coverage, if a civil authority prohibits be insured from using the dwelling because of direct damage to a neighboring location from a peril covered in the insurance policy, loss will be covered for up to
All the following are other coverage is included in both abroad and special form dwelling policy except
Theft of personal property
Lost or expense caused by the cancellation of a lease is covered
Which of the following is not true concerning the fair rental value coverage provided and a dwelling policy?
$0 because damage that results from domestic animals is excluded under the special form dwelling policy
And insured owns a large dog. The first day he has to leave the dog home alone to go to work, the insured come back to find his $400 couch torn apart, his heart $100 coffee table couch torn up, his $50 window curtain shredded and a $200 window pain shatte
Exclusions apply to all three policy forms
Which of the following is true of dwelling policy coverage?
Rowboats
Which of the following kinds of property would be covered under dwelling policy?
The insurer will be liable for only the insured's interest and the damage property
If more than one person has an insurable interest in the property covered under a dwelling policy,
Pair or set
Under a dwelling policy, which of the following causes applies if an insured has lost one of two matching silver candlesticks?
60 days
Assuming the insurer and the insured agreed to the amount to pay double for a loss covered under a dwelling policy, how soon after the insurer has received proof of loss must it make payment?
Automatically
If an insurer makes a change to broaden coverage in a dwelling policy while it is in a fact, the changes will apply
The amount negotiated by the insured
Under a dwelling policy, which of the following is not a factor in determining a loss?
30 days
Under the dwelling policy if an insurer chooses to repair or replace damaged or lost property, it must inform the insured within how many days of receiving proof of loss?
The amount negotiated by the insured
Under dwelling policy, which of the following is not a factor in determining a loss?
Two years
Within how many years of a loss me and insured bring a lawsuit against and ensure according to the dueling policy?
The insured knowingly lied about the year the property was constructed
Under which of the following circumstances would ensure be allowed to cancel a dwelling policy mid term?
$1000 on silverware(The limit on silverware is $2500
The broad deft coverage endorsement on the drawling form specifies all the following limitations except
10 days
Within the first 60 days of coverage under dwelling policy, how much notice is required for the cancellation of the policy?
60 days
Assuming the insurer and the insured agreed to pay the amount payable for a lost covered under dwelling policy, how soon after the insurer has received proof of loss mistake make payment?
72 hours
Under the dwelling policy form, what is the maximum time limit during which multiple volcanic activities would be considered part of one occurrence?
The insured's camera is stolen from his vacation home while he is there
In which of the following situations would off premises coverage in a product endorsement apply?
If the insured is owner occupant of the dwelling
Under which of the following conditions can broad Taft coverage be added to a dwelling policy?
A camera the insured has with him on vacation
Which of the following would be covered by the broth deft endorsement on a dwelling policy?
Coverage by endorsement
And dwelling policy's, automatic increase in insurance is
An apartment building in which the owner does not reside.
Unlimited theft endorsement is intended for which type of property?
$250
Coverage for water back up or sump pump overflow is excluded from the dwelling policy. However, with the purchase of the water back up and sump pump overflow endorsement, coverage for up to $5000 in loss or damage can be provided for an additional premium
Sinkhole collapse endorsement
The endorsement that provides coverage for losses arising from sudden collapse of earth arising from underground limestone created by the action of water on rock for missions is a/an
Furniture in the building
Which of the following is not covered by the condominium unit owners endorsement?