CH--9 Trash diving

When is searching through someone's garbage considered as a legal activity ?
a. When the trash is left unattended inside the suspect's home.
b. When the trash is in the possession of the suspect.
c. When the trash has left the suspect's home or sidewalk.

When the trash has left the suspect's home or sidewalk.

2. Income from known sources subtracted from the total income gives a reasonable estimate of:
a. Unknown funds
b. Liabilities
c. Living expenses
d. Net worth

Unknown funds

3. Which of the following is NOT one of the major credit reporting agency?
a. Experian
b. Equifax
c. TransUnion
d. ProQuest

ProQuest

4. From the following, identify an item that does NOT go into net worth calculations?
a. Preliminary expenses
b. Prior year's net worth
c. Funds from known sources
d. Assets

Preliminary expenses

5. Which one of the following information is NOT maintained by credit reporting agencies?
a. Supplier or creditor information such as sales volume and credit policies.
b. Account information such as payment schedules, items purchased, and buying habits.
c

a. Supplier or creditor information such as sales volume and credit policies.

6. Which of the following does NOT constitute a federal source of information?
a. County clerk
b. CIA
c. Secret service
d. FBI

County Clerk

7. Net Worth Increase + Living Expenses =
a. Income
b. Funds from known sources
c. Liabilities
d. Assets

Income

8. Mandy calls a local newspaper and pretends to be a neighbor who is away for the winter. She obtains account history and orders newspaper for six month. Has Mandy committed a fraud? If yes, under which act?
a. No, the newspaper has not yet been delivere

Yes, she is in violation of the Gramm-Leach Bliley Act of 1999./d. Yes, she is in violation of Fair and Accurate Credit Transactions Act of 2003.

9. To find marital and voting record, one would need to look at the records maintained by:
a. county sheriff and other officers
b. Social Security Administration
c. county clerk
d. local courts

county clerk

10. Funds from unknown sources equals:
a. Assets ? liabilities.
b. Net worth increase + living expenses.
c. Income ? funds from known sources.
d. Net worth ?prior year's net worth.

Income - funds from known sources.

11. Which of the following information is NOT contained in the Social Security numbers issued by the Social Security Administration?
a. Area
b. Person's serial number
c. Age
d. Group

Age

The Gramm-Leach Bliley Act prohibits:
a. telemarketers from selling information to corporations.
b. the use of false pretenses to access the personal information of others.
c. public from accessing the criminal database of FBI.
d. customers to opt out of

the use of false pretenses to access the personal information of others.

14. Which of the following will be useful in ascertaining whether a doctor is legitimate?
a. Department of Business Regulation
b. Secretary of State
c. State Medical Registry
d. County Clerk

Department of business regulation

15. Which federal agency maintains information on individual who may be a threat to national security?
a. Department of Justice
b. Bureau of Prisons
c. Department of Defense
d. Secret Service

Department of Defense

16. Identify the principal investigative agency of the Department of Justice.
a. CIA
b. NCIC
c. FBI
d. Secret Service

FBI

17. Which of the following agencies is responsible for protecting the president of the United States and other federal dignitaries?
a. CIA
b. NCIC
c. FBI
d. Secret Service

Secret service

18. What is the main objective of the net worth method?
a. To determine the income and expenditure of an individual.
b. To determine the extent of the stolen funds.
c. To determine the financial position of the organization.
d. To determine the change in

To determine the extent of the stolen funds.

20. Which of the following is classified as a state source of information?
a. Bureau of Alcohol, Tobacco, and Firearms
b. County Clerk's office
c. Department of Motor Vehicles
d. Permit Departments

Department of Motor Vehicles

21. What of the following makes the net worth method ineffective in some situations?
a. It gives a conservative estimate of stolen funds which are not readily accepted as evidence by courts.
b. It rarely facilitates obtaining confessions from the suspects

Embezzlers typically spend their money on food, jewelery, vacation, and other luxuries that are difficult to track

23. Which of the following is a primary reason for conducting conversion searches?
a. To find out suspect's feelings about the organization.
b. To understand the suspect's reaction to crisis.
c. To check the extent of sudden changes in lifestyle.
d. To ga

To gather evidence that can be used in interrogations to obtain a confession.

24. Which of the following is a primary reason for conducting conversion searches?
a. To determine the extent of embezzlement.
b. To identify how perpetrators conceal frauds.
c. To develop a vulnerability chart.
d. To understand the suspect's reaction to

To determine the extent of embezzlement.

25. Name the agency of the Department of Justice charged with enforcing laws against narcotics trafficking.
a. NCIC
b. Secret Service
c. DEA
d. SSA

DEA

26. The Department of Vital Statistics maintains:
a. licensing information.
b. military records.
c. fraud related information.
d. birth records.

birth records.

28. What do you mean by opting out?
a. Serving a written notice, denying the bank the right to sell personal information.
b. Withdrawing from a fraud being perpetrated by a colleague.
c. A bidder denying to pay the proceeds of the bid on becoming bankrupt

Serving a written notice, denying the bank the right to sell personal information.

29. What do you understand by the term trashing?
a. A broad search on the Internet to obtain valuable information.
b. Looking through a suspect's garbage for possible evidence.
c. Destroying hard copies important documents, so as to leave no evidence.
d.

Looking through a suspect's garbage for possible evidence

30. Name the major database maintained by the FBI.
a. CIA
b. UCC filings
c. DEA
d. NCIC

NCIC

31. Name the government agency whose information is valuable in tracing assets, establishing conflicts of interest, identifying dummy companies, and determining changes in financial status.
a. Department of Business Regulation
b. Permit Department
c. Secr

Secretary of State

32. Identify the state agency that maintains licensing information about various professionals.
a. Department of Vital Statistics
b. Department of Business Regulation
c. Permit Department
d. County clerk

Department of Business Regulation

33. How are permit departments helpful in conversion investigation efforts?
a. Identifying the nature and location of businesses, new leases, and recent construction.
b. Obtaining information about chattel mortgages and loans to individuals or businesses

Identifying the nature and location of businesses, new leases, and recent construction.

34. Military records are not confidential and provide valuable information that can help you trace a person's whereabouts through changing addresses. Which government agency furnishes such information?
a. Central Intelligence Agency
b. Federal Bureau of I

Department of Defense

Which Act governs the information maintained by creditreporting
agencies?
a. the SarbanesOxley
Act of 2002
b. the GrammLeachBliley
Act of 1999
c. the Fair and Accurate Credit Transactions Act of 2003
d. the Fair Credit Reporting Act of 1971

d. the Fair Credit Reporting Act of 1971

Which of the following is NOT a form of database access?
a. Subscriptionbased
fees apply before access is granted.
b. There is a peruse
fee charged.
c. A set number of searches are free followed by a daily charge for use thereafter.
d. Unlimited free acce

c. A set number of searches are free followed by a daily charge for use thereafter.

Which of the following is a limitation to the Net Worth Method?
a. It only includes assets and liabilities that can be discovered.
b. The resulting amounts presented in court are usually lower than the actual theft amount.
c. The Net Worth Method only giv

a. It only includes assets and liabilities that can be discovered.

When is searching through someone's garbage considered as a legal activity ?
a. When the trash is left unattended inside the suspect's home.
b. When the trash is in the possession of the suspect.
c. When the trash has left the suspect's home or sidewalk.

When the trash has left the suspect's home or sidewalk.

2. Income from known sources subtracted from the total income gives a reasonable estimate of:
a. Unknown funds
b. Liabilities
c. Living expenses
d. Net worth

Unknown funds

3. Which of the following is NOT one of the major credit reporting agency?
a. Experian
b. Equifax
c. TransUnion
d. ProQuest

ProQuest

4. From the following, identify an item that does NOT go into net worth calculations?
a. Preliminary expenses
b. Prior year's net worth
c. Funds from known sources
d. Assets

Preliminary expenses

5. Which one of the following information is NOT maintained by credit reporting agencies?
a. Supplier or creditor information such as sales volume and credit policies.
b. Account information such as payment schedules, items purchased, and buying habits.
c

a. Supplier or creditor information such as sales volume and credit policies.

6. Which of the following does NOT constitute a federal source of information?
a. County clerk
b. CIA
c. Secret service
d. FBI

County Clerk

7. Net Worth Increase + Living Expenses =
a. Income
b. Funds from known sources
c. Liabilities
d. Assets

Income

8. Mandy calls a local newspaper and pretends to be a neighbor who is away for the winter. She obtains account history and orders newspaper for six month. Has Mandy committed a fraud? If yes, under which act?
a. No, the newspaper has not yet been delivere

Yes, she is in violation of the Gramm-Leach Bliley Act of 1999./d. Yes, she is in violation of Fair and Accurate Credit Transactions Act of 2003.

9. To find marital and voting record, one would need to look at the records maintained by:
a. county sheriff and other officers
b. Social Security Administration
c. county clerk
d. local courts

county clerk

10. Funds from unknown sources equals:
a. Assets ? liabilities.
b. Net worth increase + living expenses.
c. Income ? funds from known sources.
d. Net worth ?prior year's net worth.

Income - funds from known sources.

11. Which of the following information is NOT contained in the Social Security numbers issued by the Social Security Administration?
a. Area
b. Person's serial number
c. Age
d. Group

Age

The Gramm-Leach Bliley Act prohibits:
a. telemarketers from selling information to corporations.
b. the use of false pretenses to access the personal information of others.
c. public from accessing the criminal database of FBI.
d. customers to opt out of

the use of false pretenses to access the personal information of others.

14. Which of the following will be useful in ascertaining whether a doctor is legitimate?
a. Department of Business Regulation
b. Secretary of State
c. State Medical Registry
d. County Clerk

Department of business regulation

15. Which federal agency maintains information on individual who may be a threat to national security?
a. Department of Justice
b. Bureau of Prisons
c. Department of Defense
d. Secret Service

Department of Defense

16. Identify the principal investigative agency of the Department of Justice.
a. CIA
b. NCIC
c. FBI
d. Secret Service

FBI

17. Which of the following agencies is responsible for protecting the president of the United States and other federal dignitaries?
a. CIA
b. NCIC
c. FBI
d. Secret Service

Secret service

18. What is the main objective of the net worth method?
a. To determine the income and expenditure of an individual.
b. To determine the extent of the stolen funds.
c. To determine the financial position of the organization.
d. To determine the change in

To determine the extent of the stolen funds.

20. Which of the following is classified as a state source of information?
a. Bureau of Alcohol, Tobacco, and Firearms
b. County Clerk's office
c. Department of Motor Vehicles
d. Permit Departments

Department of Motor Vehicles

21. What of the following makes the net worth method ineffective in some situations?
a. It gives a conservative estimate of stolen funds which are not readily accepted as evidence by courts.
b. It rarely facilitates obtaining confessions from the suspects

Embezzlers typically spend their money on food, jewelery, vacation, and other luxuries that are difficult to track

23. Which of the following is a primary reason for conducting conversion searches?
a. To find out suspect's feelings about the organization.
b. To understand the suspect's reaction to crisis.
c. To check the extent of sudden changes in lifestyle.
d. To ga

To gather evidence that can be used in interrogations to obtain a confession.

24. Which of the following is a primary reason for conducting conversion searches?
a. To determine the extent of embezzlement.
b. To identify how perpetrators conceal frauds.
c. To develop a vulnerability chart.
d. To understand the suspect's reaction to

To determine the extent of embezzlement.

25. Name the agency of the Department of Justice charged with enforcing laws against narcotics trafficking.
a. NCIC
b. Secret Service
c. DEA
d. SSA

DEA

26. The Department of Vital Statistics maintains:
a. licensing information.
b. military records.
c. fraud related information.
d. birth records.

birth records.

28. What do you mean by opting out?
a. Serving a written notice, denying the bank the right to sell personal information.
b. Withdrawing from a fraud being perpetrated by a colleague.
c. A bidder denying to pay the proceeds of the bid on becoming bankrupt

Serving a written notice, denying the bank the right to sell personal information.

29. What do you understand by the term trashing?
a. A broad search on the Internet to obtain valuable information.
b. Looking through a suspect's garbage for possible evidence.
c. Destroying hard copies important documents, so as to leave no evidence.
d.

Looking through a suspect's garbage for possible evidence

30. Name the major database maintained by the FBI.
a. CIA
b. UCC filings
c. DEA
d. NCIC

NCIC

31. Name the government agency whose information is valuable in tracing assets, establishing conflicts of interest, identifying dummy companies, and determining changes in financial status.
a. Department of Business Regulation
b. Permit Department
c. Secr

Secretary of State

32. Identify the state agency that maintains licensing information about various professionals.
a. Department of Vital Statistics
b. Department of Business Regulation
c. Permit Department
d. County clerk

Department of Business Regulation

33. How are permit departments helpful in conversion investigation efforts?
a. Identifying the nature and location of businesses, new leases, and recent construction.
b. Obtaining information about chattel mortgages and loans to individuals or businesses

Identifying the nature and location of businesses, new leases, and recent construction.

34. Military records are not confidential and provide valuable information that can help you trace a person's whereabouts through changing addresses. Which government agency furnishes such information?
a. Central Intelligence Agency
b. Federal Bureau of I

Department of Defense

Which Act governs the information maintained by creditreporting
agencies?
a. the SarbanesOxley
Act of 2002
b. the GrammLeachBliley
Act of 1999
c. the Fair and Accurate Credit Transactions Act of 2003
d. the Fair Credit Reporting Act of 1971

d. the Fair Credit Reporting Act of 1971

Which of the following is NOT a form of database access?
a. Subscriptionbased
fees apply before access is granted.
b. There is a peruse
fee charged.
c. A set number of searches are free followed by a daily charge for use thereafter.
d. Unlimited free acce

c. A set number of searches are free followed by a daily charge for use thereafter.

Which of the following is a limitation to the Net Worth Method?
a. It only includes assets and liabilities that can be discovered.
b. The resulting amounts presented in court are usually lower than the actual theft amount.
c. The Net Worth Method only giv

a. It only includes assets and liabilities that can be discovered.