in 2009, this many people died on our highways
33,808
An average of this many people died each day in motor vehicle crashes-one every 12 minutes; about 1/3rd were alcohol related
199
in 2009, these were this many crashes and 2,200,000 people were permanently injured
5.5 million
someone is injured in a car accident this frequently
every 14 seconds
traffic accidents are the leading cause of death of American children between these ages
2 and 14
in 2010, there was a total of over this many car crashes in the USA
5.5 million
an average of this many children ages 14 and under were killed every day in auto accidents in 2010
4
in 2010, this many children were injured every hour on average
1
this is the leading cause of death of American children
car crashes
about this many people involved in car accidents are permanently injured every year
2 million
this percentage of car crash deaths involved children 16-20 years of age
13%
this percentage of crashes involve property damage
60%
this percentage of crashes involve personal injury
39%
this percentage of car crashes results in death
.5%
drivers under 30 years of age account for 23% of licensed drivers and comprise about this percentage of all fatal and injury collisions
35%
this is the primary collision factor resulting in 28% of fatal and injury collisions while failing to yield the right of way accounts for 20%, and illegal or improper turns, 9%
speed
if there is ice on the road, a driver should dive at this fraction of their usual speed
1/2
this is the first thing that should be done if a driver's hood flies up
they should slow down, then
the first thing that should be done if a vehicle stalls is this
the driver should turn on their flashers and pull over
if a driver's vehicle catches fire, they should retreat at least this far
100 feet
in the case of an emergency, reflective triangles or flares should be placed this far behind the vehicle
200-300 feet
these should not be used in fog or snowy conditions
high beams
in snowy or icy conditions steering is preferred to braking at speeds above this level
25 mph
if a roadway is wet it is recommended that drivers drive this much slower than usual
5-10 mph
in rainy weather. the following distance should increase by this much
it should double or triple
in a heavy rainstorm where drivers cannot see more than 100 feet ahead, they cannot safely drive faster than this speed
30 mph
this is when a driver's lose contact with the road
hydroplaining
drivers should do this in response to hydroplaining
they should stop accelerating
while riving in residential areas, drivers should be looking this far ahead of their vehicle in order to spot and prevent against dangerous situations. it should increase to 20-30 seconds on the freeway
12-15 seconds
keeping one's foot on the pedal during an impact could result in this
shattered bones in the leg
a hit in run could result in this fine
1-5 years in prison and up to $10,000
accidents must be reported to the DMV within this time limit on traffic accident report form SR1
10 days
if a driver is involved in an accident that included a death, they must report it within this time limit
24 hours
failure to leave a note with a victim when they were not present is a misdemeanor and may result in this penalty
6 months in jail and a $1000 fine
lanes are sometimes referred to in number, starting on the left and moving right. in this order, the left lane is called this
#1
1) A liability Insurance policy
2) A deposit of $35,000 with the DMV
3) Surety bond for $35,000 obtained from a licensed company
4) A DMV issued self-insurance certificate
The above are all examples of this
financial responsibility
Property damage liability, bodily injury liability, medical payments insurance, collision coverage, comprehensive coverage, no-fault coverage, uninsured motorist coverage, and under-insured motorist protection are all examples of this
auto insurance
this covers that the driver causes to other vehicles, people, or property
liability auto insurance
this insurance covers the damage that the driver causes to vehicles and property
property damage liability
this covers the payment of injuries or death inflicted by the driver
bodily injury liability auto insurance
this covers bodily injuries and funeral expenses for occupants in an insured vehicle up to stated amounts, regardless of who was at fault
medical payments liability auto insurance
this covers the cost of repairing or replacing the owner's car when the owner is at fault or when the owner cannot collect from the person who is at fault
collision insurance auto insurance
this type of insurance covers the cost of repairing or replacing the owner;s car if damage results form fire, theft, storms, flood, wind, vandalism, earthquake and riots
comprehensive insurance auto insurance
this allows drivers to recover the cost of their property if no one was at fault
no-fault insurance
these pay for injuries to the driver or their passengers in the event of a hit and run collision or if those who were at fault have no insurance or are under-insured. this covers medical bills, legal and court fees, and loss of wages
uninsured and under-insured motorist insurance
this covers the cost of towing and some minor repairs to the disabled care including dead battery, out of gas, flat tire, and tow to repair garage after accident
towing insurance
this is what a driver pays for their insurance coverage. most policies are for a 6 month period
premium
this is the amount a driver agrees to pay toward their repair or replacement of a vehicle. their insurance company agrees to cover the balance up to the specified limits policy. the amount they pay can range from $100 to $1000
deductible
selecting a higher deductible will require this
a greater out of pocket expence
collision and violation record, age of principal driver, type of vehicle and miles driven, gender of driver, marital status, and location of the driver's residence are all factors that determine this
payment rates
purchasing a four-wheel anti-lock system and passive restraints, anti-theft device, being a good driver, having multiple vehicles insured, an economy car, if the driver is 55 or over and retired, if they are a part-time driver, they are a good student, or
lower insurance costs
this requires that all driver have a minimum liability coverage of $15,000 for a single death or injury, $30,000 for a death or injury for more than one person, and $5,000 property damage
the state
uninsured drivers may have this penalty for getting in a crash without insurance
4 year license reduction
this penalty may be implimented on any driver who fails to show proof of insurance
their license may be suspended
the presentation of false financial responsibility including expired or canceled insurance policies, bonds, certificates of self-insurance, or assignment of deposit letter is a misdemeanor punishable by a fine of up to $750 and this many days of jail time
30
if the DMV checks out an insurance claim and finds it to be false, they may suspend the driver's license for up to this long. to get their license back, the driver must provide evidence of financial responsibility and maintain it for the next three years
1 year
cosigners of a license accept liability of up to this cost for any one accident that may occur
$35,000