After John Wilson lists a summer home with salesperson Sharon Sikes, he informs her of his general dislike of members of a particular ethnic minority group. Sikes later shows the home to two prospective buyers, one of whom is a member of this group, and b
Both the New Jersey Real Estate License Law and the Law of agency
Which of the following acts is permitted under the Federal Fair Housing Act?
Refusing to sell a home to an individual because he or she has poor credit history
The Civil Right Act of 1866 is unique because the act
1. Covers only the area of race and color. 2. Provides NO EXCEPTIONS. 3. Requires Federal suit by the complaint
I hear they are moving in; there goes the neighborhood. Better list with me today! is an example of
Blockbusting
The act channeling home seekers to a particular area, either to maintain or to change the character of a neighborhood, is
Steering
Which would NOT be permitted under the Federal Fair Housing Act?
1.PERMITTED- The Harvard Club New York rents room only to graduates of Harvard who belong to the club. 2. NOT PERMITTED The owner of a 20 unit apartment building rents to women only. 3. PERMITTED A convent refuses to furnish housing for a jewish man
Under federal law, families with children may be refused rental or purchase in buildings where occupancy is reserved exclusively for those aged as least
62
Guiding prospective buyers to a particular area because the agent feels they belong there may lead to
Steering
**Refusal to rent to someone because they receive public assistance violates the
New Jersey Statutes
A policy of NEVER renting to persons with prison records violates
no law
Refusing an apartment to a couple because they are unmarried violates
The Law against discrimination
A mortgage company makes it a practice not to lend money to potential homeowners attempting to purchase property located in a predominantly black neighborhoods. This practice is known as
redlining
**A court found a landlord guilty of illegal discrimination and ordered him to rent his next available apartment to the person who was unfairly hurt. The court order is an example of
An injuction
The seller who requests prohibited discrimination in the showing of a home should be told
ALL THE ABOVE - 1. "As your agent I have a duty to warn you that such discrimination could land you in real trouble". 2. "I am not allowed to obey such instructions". 3. "If you persist, I'll have to refuse to list your property
A good precaution against even unintentional discrimination is
ALL THE ABOVE - 1. Detailed record keeping on each customer. 2. Use of a standard financial interview form. 3. Routine follow-up phone calls.
The Federal Fair Housing Amendments of 1988 added which of the following as new protected classes?
** Handicap and familial status
The fine for a first violation of a Federal Fair Housing Act could be as much as
$16,000
The only defense against an accusation of illegal discrimination is proof that it
Didn't occur
Undercover investigation to see whether fair housing practices are being followed is sometimes made by
testers
Participating in the HUD/NAR fair Housing Partnership is
voluntary
**Complaints brought under the New Jersey Law Against Discrimination
Must be filed within 180 days after the alleged discriminatory actions occur
**The New Jersey Law Against Discrimination
Permits an owner- occupant of a one or two family residence to select any tenant
The Mount Laurel court decision attempted to correct housing discrimination based on
income
At the time a property is listed, the homeowner must be given a copy of the
Attorney General's Memorandum on Discrimination
If a New Jersey salesperson sent bright yellow postcards to all the homeowners in the neighborhood warning them that several immigrant families were planning to move into the neighborhood , and suggesting that the property values were about to fall, the s
Blockbusting