Title VIII
The Federal Fair Housing Act of 1968
Civil Rights Act of 1866
Prohibits property discrimination based on race
Blockbusting
Inducing owners to sell because of entry of minorities into neighborhoods
ADA
American legislation that gives disabled people accommodations equal employment rights
AIDS
Protected under HUD's disability definition of the Fair Housing Act
Familial Status
Protected class that includes persons who are pregnant
Discrimination
Segregating families with children to certain buildings or floors within a building
HUD
Fair Housing enforcement agency
62 years and older
An authorized discrimination age for senior housing exempt from familial status
Redling
Intentionally not loaning money in transition neighborhoods
Annual Percentage Rate
Lenders must use this to clearly state for comparative purposes the cost of their loans
Regulation Z
Legislation that requires disclosure for the cost of credit
Steering
Showing minorities only targeted neighborhoods rather than the entire market
Reasonable
Tenant granted permission to put in bathroom grab bars and raise electrical outlets
ECOA
Legislation protecting against discrimination in lending
EHO poster
Required to be conspicuously displayed in real estate, appraising, and lender office
Religious Organizations
Under certain conditions these organizations may be allowed to discriminate
Federal Trade Commission
Agency that enforces Regulation Z