Finite math

Deposit

FVA

Withdrawal

PVA

Simple interest

A=P(1+rt)

Compound interest

A=P(1+r/m)^mt

Effective rates

Re=(1+r/m)^m-1

FVA

FV=pmt((1+r/m)^mt-1)

PVA

PV=pmt(1-(1+r/m)^(-mt))

Accumulate

FVA