Chapter 16

Federal Fair Housing Act of 1968

Prohibited discrimination in housing on the basis of race, color, relegation, or national origin.

Housing and Community Development Act of 1974

Prohibition against discrimination on the basis of sex.

Federal Fair Housing Amendments Act of 1988

Provisions to prevent discrimination based on both mental and physical handicaps or familial status.

Blockbusting/Panic Peddling

For profit, to induce or attempt to induce, and person to sell or rent any dwelling by representations regarding the entry or prospective entry into the neighborhood of a person or persons of a particular race, color, religion, sex, national origin, handi

Steering

The directing of prospective purchasers or tenants, especially minority purchasers or tenants, towards or away from specific neighborhoods because they belong to a protected class under the Fair Housing Act (IE- Because of their race, color, religion, sex

Discriminatory Advertising

Any notice, statement, or advertisement, with respect to the sale or rental of a dwelling that indicates any preference, limitation, or discrimination based on race, color, religion, sex, national origin, handicap, or familial status, or intention to make

Redlining

Prohibits lending institutions from refusing to make loans to purchase, construct, or repair a dwelling by discrimination on the basis of race, color, religion, sex, national origin, handicap, or familial status.

Brokerage

Bringing buyers and sellers together to negotiate terms of a real estate sale.

North Carolina Human Relations Commission

State level where HUD refers Fair Housing complaints to in NC, if there is no local authority.

Civil Suit

An action in a court of equity that seeks financial compensation for loss caused by another.

North Carolina Fair Housing Act of 1983

Prohibitions of discrimination in housing are virtually identical to those of the federal act.

Civil Rights Act of 1866

Prohibits all racial discrimination.

Americans with Disabilities Act (ADA)

Protects the right of individuals with disabilities.

Disability/Handicap

A physical or mental impairment that substantially limits one or more of the major life activities of a person.

Equal Credit Opportunity Act (ECOA)

A federal law prohibiting discrimination in consumer loans.

Familial Status

Custodial parent with children under 18.

Reasonable Modifications

Modifications (at tenants expense) to accommodate a disability.

Service Animal

Any dog that is individually trained to do work or perform tasks for the benefit of an individual with a disability.