Liability
The state of legal responsibility for the harm one causes another person
Standard of Reasonable Care
An athletic trainer will act according to the standard of care of any individual with similar educational background or training
Negligence
Failure to use ordinary or reasonable care
3 Things Needed to Establish Negligence?
Owe duty of care, fell short of duty of care, resulted in damages
Tort
Legal wrongs committed against a person or property of another
Nonfeasance (act of omission)
The individual fails to perform a legal duty
Malfeasance (act of commission)
Individual commits an act that is not legally theirs to perform
Misfeasance
An individual improperly does something they has the legal right to do
Premium
Financial cost of obtaining an insurance policy, paid as a lump sum or in installments during the duration of the policy
Deductible
Amount the insured is required and obligated to pay
Co-pay
Amount an insured person is expected to pay for a medical expense at the time of the visit
Exclusions
Treatment not covered by insurance policy
HMO (Health Maintenance Organization)
Provides care with reduced costs but only specified providers
PPO (Preferred Provider Organization)
Hybrid of a fee-for-service policy and a HMO, only certain doctors and medical facilities that participate with a PPO
POS (Point of Service Plans)
Combination of HMO and PPO plans, members select a health care provider from a list of doctors. All referrals to specialists must be made through this doctor
FFS (Indemnity)
Fee-for-service policy, flexibility with doctors, you pay up front and insurance reimburses you
Medicare
The federal health insurance program for people who are 65 or older and people with disabilities. Lowers prescription drug costs.
Medicaid
Federal program that provides medical benefits for low-income persons.
Statute of Limitations
A federal or state statute setting the maximum time period during which a certain action can be brought or certain rights enforced.
Sovereign Immunity
Legal document that states that neither the government nor any individual employed by the government can be held liable for negligence.
Good Samaritan Law
Provides protection against liability to any individual who voluntarily chooses to provide CPR and first aid
Confidentiality
The act of holding information in confidence, not to be released to unauthorized individuals
Athletic Trainer
Prevent and treat athletic injuries and provide rehabilitative services to athletes
Coach
Teaches proper technique to ensure safety
Athlete
Assumes the risk involved in sports
Team Doctor
Supervising and directing the total health care of the athlete and makes the final decision on return to play
Parent
Caregiver that has legal responsibility for their child (athlete)
6 Domains of Athletic Training
Prevention of athletic injuries, recognition and evaluation of athletic injuries, immediate care and management of athletic injuries, rehabilitation of athletic injuries, health care and administration of the athletic training program, professional responsibilities
5 ways ATC avoids litigation (WRITTEN QUESTION)
Establish policy and procedures, know medical history of athletes, have a detailed job description, keep accurate records, written consent from parents
3 main members of the sports med team
Athletic Trainer, team doctor, coach
5 sports medicine support personnel
Nurse, Dentist, Strength & Conditioning Coach, Physical Therapist, EMT
NATA
National Athletic Trainers Association
NATABOC
National Athletic Trainers Association Board of Certification
CEUs
Continuing Education Units - 50 required every 2 years
NOCSEA
National Operating Committee on Standards for Athletic Equipment
HIPPA
Health Insurance Portability and Accountability Act