Phishing is a method of:
Using e-mail or other Internet applications to deceive people into disclosing valuable personal information
Multilevel marketing companies:
Increase their distribution process by recruiting additional company sales representatives
In order to protect yourself from identity theft, you should:
Always shred receipts, credit card offers, doctor's bills, insurance information, or any other documents that contain sensitive personal information
The Gramm-Leach-Bliley Act gives you the right to:
Opt out of having your personal information sold to organizations
If you become a victim of identity theft, you should first:
Contact the Federal Trade Commission for assistance and advice
Which of the following is a common characteristic of fraudulent money offer letters?
All of the Above (too lazy to type all of it)
The major reason that elderly people are so susceptible to telemarketing fraud is that they:
Are often lonely and enjoy talking to friendly callers
Consumers should provide credit card numbers or bank account information over the telephone only when:
They initiated the call and are purchasing a legitimate product
What is the best defense against consumer fraud?
Educating yourself about credit card risks
What does "https" stand for?
Hypertext transfer protocol (secure)
Which of the following is NOT listed in the chapter as a common characteristic of Nigerian scam letters?
Picture of perpetrator to assure victims
Which of the following institutions would NOT be very helpful to call in the event of identity theft?
Local chamber of commerce
What is one way to determine if a website is secure or not?
Look for an "s" after the "http" in the URL
Those most susceptible to consumer fraud are often:
Uneducated or elderly