RE Terms

GLA (Gross living area)

above ground furnished space

WALT

weighted average lease term

LXD

lease expiration date

LC (leasing commissions)

What a leasing agent receives

LCD

lease commencement date

Equity Multiple

amount of cash an investor will receive over the lifetime of their investment

IRR (internal rate of return)

percentage rate of each dollar invested for that investment period; represents the profitability of your investment; institutional investors prefer this metric

FAR (floor area ratio)

height of a building

CPI (consumer price index)

monthly measure of average change over time of prices paid by consumer for a basket of market goods

ETO

early term option

CAM (common area maintenance)

usually property manager is responsible for this; used for upkeep of maintenance

FFO

funds from operations

SOFR (Secured Overnight Financing Rate)

an overnight, unsecured, risk fee rate; more representative of the financial tone of the market compared to LIBOR; helps determine the appropriate rate for financing arrangements

leveraged debt

refers to the use of borrowing to meet the required payment; you want to leverage more value than you would have otherwise

Unlevered Debt

refers to having the cash flow before paying debt, interest, taxes, and expenses

RTU

roof-top unit

on-grade

a drive in door

above grade

loading dock doors for trucks; usually 4' above ground

wet system

water running through the building at all time

dry system

water comes from somewhere else

100% fee interest

owning all the rights to the property and land

leased fee

owning rights to the building, not the land

fee simple

all rights are assigned to the land and the building

limited capital outlay

does not need structure improvements

dock sealers

a protective that goes around the truck to blow the elements when moving in and out

dock level

a ramp to make the truck the same level as the ground

frontage

first building off of the highway

visibility

you can see the building from the highway or the highway from the building

turnkey

a move in ready building or home that does not need any additional repairs or very limited if at all

loss to lease

the difference between the market rental rate and the actual rental rate of the lease

bad debt

loans or outstanding balances that are no longer recoverable and must be written off; a risk you take when doing business with a client on credit

revPAR (revenue per average room)

assesses a hotel's ability to fill its available rooms at an average rate

NCF (Net Cash Flow)

includes TI's, LC's and Capex

LOI (letter of intent)

a document outlining the general plans of an agreement between two or more parties before said agreement is finalized

PPI (Producer Price Index)

what suppliers are charging business and other customers

DCF (discounted cash flow)

is a measure that represents the required total return of future cash flows at a discounted rate; the higher the perceived risk, the higher discount rate investors want to see on their future cash flows; a different perspective of IRR

Cap Rate

a measure of a property's yield after one year; has an inverse relationship with property values; net income (gross income - expenses) / purchase price

Cash Flow statement

Backbone of RE financial modeling, provides the basic framework to model cash inflows and outflows (EOLCCDC)

Effective Gross Revenue

revenue generated at/from the property

Operating Income

anything that is necessary or ordinary to operate the property

NOI

ordinary operating income from operations; investors use this evaluate cap rates and lenders use this determine the total amount for a loan

Capital Expenses

Usually a 1-time, non-recurring expense

Cash Flow Before Debt Service

actual income taking into account total capital expenses before any debt

Debt Service

loan payments, principal payments, interest payments

Cash flow After Debt Service

operating cash flow; the bottom line cash flow in or out of investor service; what the cash flow looks like on an annual basis when the property is being operated